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Author: mandmweb

A Credit Card For People With Bad Credit – $10,000 Guaranteed Starting Credit Line

The recent financial crunch has caused many would be credit issuers to tighten up on approvals for those consumer applicants with less than perfect credit. Even new credit seekers who do not have poor FICO scores, but also have not had the opportunity to establish a good credit profile as of yet are being turned away and treated as high risk applicants. The problem for people who fall into either of these categories is that they have a legitimate need to either establish or re-establish their good credit profile and raise their FICO score, however without easy access to credit card approvals their ability to accomplish this necessary task is extremely difficult. Ironically, it’s these same card issuers who would like their applicants to have established solid credit histories who will not approve them in the beginning to help them prove that they are worthy of a new card approval. This vicious credit circle affects over half of the households in American today. A few companies have recently stepped in to fill the credit needs of this growing consumer segment and offer instant online approval credit cards for people with bad credit or no credit history at all. These credit providers will typically issue new credit cards without a credit check and regardless of the applicants past or present credit history. Some of these cards are issued as major...

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Foxes As Pets – 6 Ways They Differ From Dogs

A lot of people are enchanted by the idea of owning a pet fox. They’re charming, intelligent animals, and there is a lot of appeal in having a “special” animal that not many people have. While foxes can make decent pets for someone with the time and resources to care for them, a lot of people make the mistake of buying a pet fox thinking it is going to be just like a dog. 1. Foxes Are Difficult to Train Dogs are born with a very strong pack mentality. A dog sees you as its alpha, and is hard-wired to want to obey the leader. They live to please you. A fox, however, lives to please itself. While they are very intelligent, the core motivation of a fox is different than that of a dog. The dog wants to please you and make you happy, the fox wants the treat. 2. Foxes Stink Foxes have a very strong odor. While a dog can take a few weeks without a bath to work up a powerful stink, foxes smell skunky 24/7. This strong, musky odor can be lessened somewhat by having the fox neutered, but it cannot be eliminated entirely. 3. Foxes Are Shy Many people picture a fox as an awesome pet that they can show off to their friends and neighbors. Unfortunately, the reality almost always falls far...

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SWTOR Imperial Agent Class Review

The Imperial Agent class is the spy of the Empire relying on stealth and cunning to get behind enemy lines and take out their target or recon valued information. This class is very versatile since you can spec for close range dps, long range dps, or healing. The Imperial Agent has a high grade mesh armor that provides protection while allowing for quick motions. They use Blaster Rifles, Energy Blades and Sniper Rifles if spec'd for them. The starting abilities for the Imperial Agent are: Rifle Shot- fire 2 quick shots Shiv- Stab the target with your energy blade for initial damage plus 3seconds of light damage Take Cover- Evasion increase Recuperate-Recover Health and Energy over 15 seconds when out of combat Snipe-High damage rifle shot. Only usable when in cover Laser Target- Increase damage to a target by 80% for 30 seconds. Must be in cover to use this Weapon Proficiency: Rifle- Able to equip Blaster Rifle Show Cover- Shows all nearby cover areas The Imperial Agent class has 2 advanced classes: Operative- The Operative uses Blaster Rifles and Energy Blades and has 2 skill trees to choose from. You can choose Concealment which will improve your stealth and close ranged attacks for some nice burst damage. The other choice is Medic which focuses on healing and protecting your allies during combat. Sniper- The Sniper uses a Sniper...

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Teenagers – Inside the Teenage Brain

Recent research on the human brain provides parents with shocking new evidence to possibly explain the sometimes irrational, illogical and impulsive behavior of teenagers. Brain researchers can now scan the live teenage brain to observe and examine why these curious and perplexing creatures make so many impulsive and egocentric decisions, that may even sometimes lead to risky behavior. As it turns out, brain development during the teenage years is radically more active and dynamic than previously thought. During these years, the part of the brain that requires a person to make responsible decisions, understand consequences, and process problem-solving is under heavy construction, and much of the time dysfunctional. Even though the brain is almost physically mature, the grey matter in the thinking part of the brain (pre-frontal cortex) is still making connections. So teenagers are left with most of the information reaching their brains being processed in the emotional part (limbic system). Information processed in the limbic system, without benefit of higher level processing in the pre-frontal cortex, may result in impulsive, egocentric, and maybe even risky, behavior. Because of this ongoing construction in the thinking part of the brain, a teenager is, many times, not capable of fully processing information that is necessary to make responsible decisions. Combine this brain challenge with a teen’s temperament, maturity level, developmental stage and environmental impact, and it begins to become understandable...

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Business Meeting Thank You Note Samples

After just about any meeting, successful or note, it never hurts to follow up with a thank you note. It shows you respect your client’s time and even if your product wasn’t a good fit this time, your client knows you’re a courteous, professional colleague he’d like to do business with again. Email or snail mail? You know best; think about the client’s company culture. Usually email is fine, especially if you’re thanking for something informal like time. Your tone is also something only you can gauge. When in doubt, more formal is better. You don’t have to be cold or stuffy but do be respectful. Here are a few examples you can customize to your own situation. Example 1: Dear Todd, It was a pleasure meeting you yesterday. Your ideas on new approaches to sales in our region were insightful and a great help to me. Thank you for making time to meet with me and for sharing your thoughts. Sincerely, —————————————– Dear Dr. Price, Thank you for seeing me yesterday. I appreciated the chance to discuss our new products with you. Your opinions are always helpful and interesting. I hope the latest product will fit your needs. It’s always a pleasure to see you! Best Regards, —————————————– Josh, It was a pleasure to finally get a chance to meet you today. Your research project sounds very interesting...

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